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First American Bank es un banco de servicio integral que tiene sucursales en Illinois, Wisconsin y Florida. Trabajamos de cerca con los propietarios de viviendas para ayudarlos a conseguir un crédito habitacional y una tasa que se ajuste perfectamente a su presupuesto y estilo de vida.
| Product | Rate | APR | Points |
|---|---|---|---|
30 Year Fixed Rate Terms and Conditions | 6.875% | 7.009% | 0.000 |
15 Year Fixed Rate Terms and Conditions | 6.500% | 6.715% | 0.000 |
Federal VA 30 Year Fixed Rate Terms and Conditions | 6.250% | 6.567% | 0.000 |
Rates are subject to change at any time without notice. Rates and terms are not guaranteed until application is completed and rate is locked by a First American Bank mortgage loan representative. Rates and programs are subject to limitations. Call for program availability. All programs are fully amortized loans that require monthly payments of principal, interest, and any required escrow payments for the term of the loan. The above payments do not include amounts for taxes and insurance premiums. Therefore, the actual payment obligation will be greater. The exact monthly payment of a loan will vary depending on the term of the loan, the amount and the Annual Percentage Rate (APR) at the time of loan approval. APRs will vary due to the cost of PMI (if necessary), title company fees, loan points based on your credit score and actual loan amounts. Available loan amounts range from $30,000 to $650,000. Please call for rate information on loan amounts not shown in the table.
Conventional Loan APRs: We assume a 25% down payment with no Private Mortgage Insurance (PMI) and based on payment for the full term.
Jumbo Loan APRs: We assume a 30% down payment with no Private Mortgage Insurance (PMI) and based on payment for the full term.
Adjustable Rate Mortgage (ARM) Loan APRs: Amortized for 30 years. The APRs shown are for the initial period and may increase after closing due to the movements of the interest rate index during the rate adjustment periods. Call for information regarding rate adjustment caps and margins.
At a 6.875% interest rate, the APR for this loan type is 7.009%. The monthly payment schedule would be:
- 359 payments of $1,379.55 at an interest rate of 6.875%
- 1 payment of $1,379.71 at an interest rate of 6.875%
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
At a 6.500% interest rate, the APR for this loan type is 6.715%. The monthly payment schedule would be:
- 179 payments of $1,829.31 at an interest rate of 6.500%
- 1 payment of $1,830.01 at an interest rate of 6.500%
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
At a 6.250% interest rate, the APR for this loan type is 6.567%. The monthly payment schedule would be:
- 359 payments of $1,090.97 at an interest rate of 6.250%
- 1 payment of $1,091.20 at an interest rate of 6.250%
The actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
