Savings & Retirement Calculators
Create a plan
These calculators show you the impact of a disciplined savings approach as you work toward your goals.
Explore SolutionsStronger savings rates are our forte
When you want a bank whose deposit account rates are structured to maximize your savings, turn to First American Bank. Our various accounts are designed for you to reach your short- or long-term goals. We assist customers throughout Illinois, Wisconsin, Florida and beyond by delivering on our promise to improve everyone's financial well-being.
| Product | Balance | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
|
Advantage Checking
Disclosure |
≥ $0.01 | 0.00% | 0.00% |
| ≥ $1,000 | 0.01% | 0.01% | |
| ≥ $5,000 | 0.01% | 0.01% | |
| ≥ $25,000 | 0.01% | 0.01% | |
| ≥ $50,000 | 0.03% | 0.03% | |
| ≥ $250,000 | 0.07% | 0.07% | |
|
Everyday Rewards Checking
Disclosure |
< $15,000 | 0.15% | 0.15% |
| ≥ $15,000 | Between 0.15% and 0.03% APY (Example: 0.12% APY will be paid on $20,000) | ||
|
Optimal Checking
Disclosure |
≥ $0.01 | 0.00% | 0.00% |
| ≥ $1,000 | 0.01% | 0.01% | |
| ≥ $5,000 | 0.01% | 0.01% | |
| ≥ $25,000 | 0.01% | 0.01% | |
| ≥ $50,000 | 0.01% | 0.01% | |
| ≥ $250,000 | 0.03% | 0.03% | |
| Product | Interest Rate | Annual Percentage Yield (APY) | Terms & Conditions |
|---|---|---|---|
Easy Savings
|
0.01% | 0.01% | Disclosure |
Minor Savings
|
0.01% | 0.01% | Disclosure |
Student Savings
|
0.01% | 0.01% | Disclosure |
| Product | Balance | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
|
Optimal Money Market
Disclosure |
≥ $0.01 | 0.00% | 0.00% |
| ≥ $1,000 | 0.15% | 0.15% | |
| ≥ $5,000 | 0.25% | 0.25% | |
| ≥ $25,000 | 0.70% | 0.70% | |
| ≥ $50,000 | 1.00% | 1.00% | |
| ≥ $250,000 | 1.69% | 1.70% |
| CD Term | Interest Rate | Annual Percentage Yield (APY) | Terms & Conditions |
|---|---|---|---|
3 Months
|
0.030% | 0.03% | Disclosure |
6 Months
|
0.030% | 0.03% | Disclosure |
12 Months
|
0.050% | 0.05% | Disclosure |
Get Started
The routing number for First American Bank is 071922777.
The routing number for Health and Benefits Accounts (HSA, FSA, HRA, QTA) is 067015928.
The routing number for Health and Benefits Accounts (HSA, FSA, HRA, QTA) is 067015928.
You can order checks within Online Banking. Log in to Online Banking and from the 'Account Summary' page, click on 'Order Checks' next to the account you'd like to order checks for. Or you can visit any of our branch locations to order checks.
If you inadvertently overdraw your checking account, First American Bank offers several easy-to-access, low-cost ways to protect your checking account against overdrafts. Visit Overdraft Protection page for more information.
Visit our branch locations page to find location near you and to see the hours of operation.
Opening your new account is easy. You can open your account online or visit any of our branch locations.
