Savings & Retirement Calculators
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Explore SolutionsTake advantage of opportunities with a low-rate loan
Whether you're buying a vehicle, eyeing another important purchase or planning to consolidate credit card debt into one loan, First American Bank's loan options provide you a wallet-friendly solution. With locations in Illinois, Wisconsin and Florida, we're easily accessible if you need additional information and want to discuss your loan options in person.
| Product | Rate | APR |
|---|---|---|
Home Equity 5 Year Fixed Terms and Conditions | 4.750% | 4.750% |
Home Equity 10 Year Fixed Terms and Conditions | 4.990% | 4.990% |
Home Equity 5/20 Balloon Terms and Conditions | 5.375% | 5.375% |
[Additional manual disclosures (non-regional) go here]
Home Equity 5 Year Fixed
The information provided is based on a $50,000 home equity loan. The property is located in Chicago, Cook county in the State of IL. The property is an existing single family home and will be used as a primary residence. The rate lock period is 0 days and the assumed credit score is 740. These rates are subject to change without notice. Loan to Value must be less than or equal to 80.00%. For loans secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Subject to credit approval.
At a 4.750% interest rate, the APR for this loan type is 4.750%. The monthly payment schedule would be:
- 59 payments of $937.85 at an interest rate of 4.750%
- 1 payment of $937.61 at an interest rate of 4.750%
Home Equity 10 Year Fixed
The information provided is based on a $50,000 home equity loan. The property is located in Chicago, Cook county in the State of IL. The property is an existing single family home and will be used as a primary residence. The rate lock period is 0 days and the assumed credit score is 740. These rates are subject to change without notice. Loan to Value must be less than or equal to 80.00%. For loans secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Subject to credit approval.
At a 4.990% interest rate, the APR for this loan type is 4.990%. The monthly payment schedule would be:
- 119 payments of $530.08 at an interest rate of 4.990%
- 1 payment of $530.53 at an interest rate of 4.990%
Home Equity 5/20 Balloon
The information provided is based on a $50,000 home equity loan. The property is located in Chicago, Cook county in the State of IL. The property is an existing single family home and will be used as a primary residence. The rate lock period is 0 days and the assumed credit score is 740. These rates are subject to change without notice. Loan to Value must be less than or equal to 80.00%. For loans secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Subject to credit approval.
At a 5.375% interest rate, the APR for this loan type is 5.375%. The monthly payment schedule would be:
- 61 payments of $340.42 at an interest rate of 5.375%
- 1 payment of $42,038.85 at an interest rate of 5.375%
| Product | Rate | APR |
|---|---|---|
Home Equity Line of Credit Terms and Conditions | 3.250% | 3.250% |
[Additional manual disclosures (non-regional) go here]
Home Equity Line of Credit
The information provided is based on a $100,000 home equity loan. The property is located in Chicago, Cook county in the State of IL. The property is an existing single family home and will be used as a primary residence. The rate lock period is 0 days and the assumed credit score is 740. These rates are subject to change without notice. Loan to Value must be less than or equal to 80%. For loans secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. The minimum APR is 3.25% and the maximum APR is 18%. Subject to credit approval. Standard rates apply.
Interest Rate/APR: Prime Rate published in the Money Rates section of the Wall Street Journal. + 0.000% (currently 3.250%), subject to increase.
Payment: Your Regular Payment will equal the amount of your accrued Finance Charges. Term: The draw period will extend to the first day of the month following execution of the loan documents plus ten (10) years.
Balance Due at End of Loan Term: Closing Fees: $453.00
Annual Fee: $60.00
Payment: Your Regular Payment will equal the amount of your accrued Finance Charges. Term: The draw period will extend to the first day of the month following execution of the loan documents plus ten (10) years.
Balance Due at End of Loan Term: Closing Fees: $453.00
Annual Fee: $60.00
| Year of Car | Term | Annual Percentage Rate (APR) | Down Payment | Payment (per $1,000) |
|---|---|---|---|---|
| 2014 | 24 mos. | 5.500% | 25% | $44.10 |
| 2014 | 36 mos. | 5.500% | 25% | $30.20 |
| 2015 | 24 mos. | 5.250% | 25% | $43.98 |
| 2015 | 36 mos. | 5.250% | 25% | $30.08 |
| 2016 | 24 mos. | 5.250% | 25% | $43.98 |
| 2016 | 36 mos. | 5.250% | 25% | $30.08 |
| 2017 | 24 mos. | 4.990% | 25% | $43.87 |
| 2017 | 36 mos. | 4.990% | 25% | $29.97 |
| 2017 | 48 mos. | 4.990% | 25% | $23.02 |
| 2018 | 24 mos. | 4.750% | 25% | $43.76 |
| 2018 | 36 mos. | 4.750% | 25% | $29.86 |
| 2018 | 48 mos. | 4.750% | 25% | $22.92 |
| 2018 | 60 mos. | 4.990% | 25% | $18.87 |
| 2020/2019 | 24 mos. | 4.250% | 15% | $43.54 |
| 2020/2019 | 36 mos. | 4.250% | 15% | $29.64 |
| 2020/2019 | 48 mos. | 4.250% | 15% | $22.69 |
| 2020/2019 | 60 mos. | 4.500% | 15% | $18.64 |
| 2020/2019 | 72 mos. | 4.750% | 15% | $15.99 |
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