Check balances, transfer funds and generally manage your money 24/7 with Online and Mobile Banking.
Explore SolutionsChoose the account that offers what you value most
Whether your goal is lower fees, higher interest earnings, or just a return to a sound financial footing, First American Bank has a checking account for any lifestyle. And all of our options offer the convenience of Online and Mobile Banking and other free money management tools.All of our checking accounts come with the following free features:
- Online and Mobile Banking
- eStatements
- Mastercard® debit card
- Access to over 55,000 surcharge-free partner ATMs*. Find an ATM near you.
| Minimum to Open | Monthly Fee | Minimum Balance to Waive Monthly Fee | Earns Interest | Why choose this option? | |
|---|---|---|---|---|---|
Advantage Checking
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$100 | $25 | $25,000 | Yes (tiered) | Become part of the Relationship Advantage Program and get rewarded with extra benefits |
Everyday Rewards Checking
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$100 | $4.95 | $0 | Yes (tiered with Rewards) | Earn rewards for regular account activity |
Optimal Checking
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$100 | $14.95 | $2,500 | Yes | Earn a tiered rate of interest and receive free checks |
Free Checking
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$100 | $0 | $0 | No | No monthly service fee and no minimum balance |
Personal Checking
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$100 | $3.95 | $0 | No | No minimum balance and receive a paper statement |
Fresh Start Checking
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$50 | $9.95 | Does not apply | No | Get a fresh start with a checking account |
Student Checking
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$50 | $0 | $0 | No | High School or College Students learn how to manage your finances |
| Product | Benefits |
|---|---|
Advantage Checking
Learn More |
|
Everyday Rewards Checking
Learn More |
|
Optimal Checking
Learn More |
|
Free Checking
Learn More |
|
Personal Checking
Learn More |
|
Fresh Start Checking
Learn More |
|
Student Checking
Learn More |
|
Minimum to Open
$100
Monthly Fee
$25
Minimum Balance to Waive Monthly Fee
$25,000
Earns Interest
Yes (tiered)
Why choose this option?
Become part of the Relationship Advantage Program and get rewarded with extra benefits
Minimum to Open
$100
Monthly Fee
$4.95
Minimum Balance to Waive Monthly Fee
$0
Earns Interest
Yes (tiered with Rewards)
Why choose this option?
Earn rewards for regular account activity
Minimum to Open
$100
Monthly Fee
$14.95
Minimum Balance to Waive Monthly Fee
$2,500
Earns Interest
Yes
Why choose this option?
Earn a tiered rate of interest and receive free checks
Minimum to Open
$100
Monthly Fee
$0
Minimum Balance to Waive Monthly Fee
$0
Earns Interest
No
Why choose this option?
No monthly service fee and no minimum balance
Minimum to Open
$100
Monthly Fee
$3.95
Minimum Balance to Waive Monthly Fee
$0
Earns Interest
No
Why choose this option?
No minimum balance and receive a paper statement
Minimum to Open
$50
Monthly Fee
$9.95
Minimum Balance to Waive Monthly Fee
Does not apply
Earns Interest
No
Why choose this option?
Get a fresh start with a checking account
Minimum to Open
$50
Monthly Fee
$0
Minimum Balance to Waive Monthly Fee
$0
Earns Interest
No
Why choose this option?
High School or College Students learn how to manage your finances
Disclosures
*Look for the Allpoint and Presto! logos to ensure your transaction will be surcharge-free.
The routing number for Health and Benefits Accounts (HSA, FSA, HRA, QTA) is 067015928.
