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A new federal rule streamlines the process and saves you time.

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Our flexible approach means lower fees for businesses of all sizes

As a business executive, you want to hold the line on expenses and maximize efficiency. First American Bank can do just that by offering two great business checking accounts. Both accounts offer our complete suite of treasury management services including electronic banking tools and other business services to keep your operations running smoothly.

Increase efficiency, minimize debt and optimize interest-earning potential with our Sweep Accounts. Improve liquidity by utilizing our Line of Credit Sweep and Zero Balance Accounts as well as increase earnings by investing excess account balances in our Mutual Fund Sweep Account.

Protect your business from the unexpected with our Business Reserve Line of Credit. This unsecured line of credit is linked directly to your First American Bank business checking account and funds are automatically advanced (up to your available credit limit) whenever you need them.

Business Checking Account Options

Product Benefits
eSpirit Checking
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Ideal for businesses with lower transaction volumes and who maintain a lower balance
Commercial Checking
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An analyzed account that offers an earnings credit to offset fees
Mutual Fund Sweep Account
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An overnight investment that allows you to earn interest on your access balances
Line of Credit Sweep
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Automatically advances from your line to cover account shortfalls or use excess account balances to make loan payments
Zero Balance Account
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Helps your manage your overall cash position by setting target balance
We're here to support business owners in Illinois, Wisconsin, Florida and beyond.
The routing number for First American Bank is 071922777.
Training will be held on Wednesday this month.
Visit our branch locations page to find location near you and to see the hours of operation.
Opening your new account is easy. You can open your account online or visit any of our branch locations.
Your account number can be found on your monthly account statement.

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