Business Checking Accounts
Business checking accounts that quite simply get the job done
A new federal rule streamlines the process and saves you time.
Our flexible approach means lower fees for businesses of all sizes
As a business executive, you want to hold the line on expenses and maximize efficiency. First American Bank can do just that by offering two great business checking accounts. Both accounts offer our complete suite of treasury management services including electronic banking tools and other business services to keep your operations running smoothly.
Increase efficiency, minimize debt and optimize interest-earning potential with our Sweep Accounts. Improve liquidity by utilizing our Line of Credit Sweep and Zero Balance Accounts as well as increase earnings by investing excess account balances in our Mutual Fund Sweep Account.
Protect your business from the unexpected with our Business Reserve Line of Credit. This unsecured line of credit is linked directly to your First American Bank business checking account and funds are automatically advanced (up to your available credit limit) whenever you need them.
| Product | Benefits |
|---|---|
eSpirit Checking
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Ideal for businesses with lower transaction volumes and who maintain a lower balance |
Commercial Checking
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An analyzed account that offers an earnings credit to offset fees |
Mutual Fund Sweep Account
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An overnight investment that allows you to earn interest on your access balances |
Line of Credit Sweep
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Automatically advances from your line to cover account shortfalls or use excess account balances to make loan payments |
Zero Balance Account
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Helps your manage your overall cash position by setting target balance |
