Eric Passini
Mortgage Loan Officer, NMLS #437158How can I help you achieve your home-buying goals?
As your trusted First American Bank loan officer in Elk Grove Village, Illinois, my mission is to provide you with exceptional customer service. I will walk you through every step of the home loan process and support you from mortgage prequalification to pre-approval, all the way through your closing date. As a partner with you in the home financing process, I will provide you with a variety of mortgage lending programs to meet your individual needs, whether you are seeking a fixed-rate or adjustable-rate mortgage (ARM). I am committed to keeping you informed throughout the mortgage loan process, and am here to answer questions, explain options and eliminate hassles and worry along the way. Whether you are a first-time home buyer or seasoned buyer, you can trust me and my team with all of your home financing needs.
Don’t hesitate to reach out using the direct contact information located on this page. I appreciate your business and look forward to working with you!
After serving my country and my community as an airman in the U.S. Air Force and a deputy sheriff, I joined First American Bank to serve our great customers with their lending needs. It gives me great pleasure to be a part of helping others purchase their dream homes and save them money. I am a proud husband and father; in my free time I enjoy giving back to families going through hardships through a charity I run with my wife, Mac’s Army In Loving Memory of MacKenzie Serviss.
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Product | Rate | APR | Points |
---|---|---|---|
30 Year Fixed Rate Terms and Conditions | 6.875% | 7.009% | 0.000 |
15 Year Fixed Rate Terms and Conditions | 6.500% | 6.715% | 0.000 |
Federal VA 30 Year Fixed Rate Terms and Conditions | 6.250% | 6.567% | 0.000 |
Subject to credit approval. Standard rates apply. Title fees, as part of the closing costs, will vary by county.
Rates are subject to change at any time without notice. Rates and terms are not guaranteed until application is completed and rate is locked by a First American Bank mortgage loan representative. Rates and programs are subject to limitations. Call for program availability. All programs are fully amortized loans that require monthly payments of principal, interest, and any required escrow payments for the term of the loan. The above payments do not include amounts for taxes and insurance premiums. Therefore, the actual payment obligation will be greater. The exact monthly payment of a loan will vary depending on the term of the loan, the amount and the Annual Percentage Rate (APR) at the time of loan approval. APRs will vary due to the cost of PMI (if necessary), title company fees, loan points based on your credit score and actual loan amounts. Available loan amounts range from $30,000 to $650,000. Please call for rate information on loan amounts not shown in the table.
Conventional Loan APRs: We assume a 25% down payment with no Private Mortgage Insurance (PMI) and based on payment for the full term.
At a 6.875% interest rate, the APR for this loan type is 7.009%. The monthly payment schedule would be:
- 359 payments of $1,379.55 at an interest rate of 6.875%
- 1 payment of $1,379.71 at an interest rate of 6.875%
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
At a 6.500% interest rate, the APR for this loan type is 6.715%. The monthly payment schedule would be:
- 179 payments of $1,829.31 at an interest rate of 6.500%
- 1 payment of $1,830.01 at an interest rate of 6.500%
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
At a 6.250% interest rate, the APR for this loan type is 6.567%. The monthly payment schedule would be:
- 359 payments of $1,090.97 at an interest rate of 6.250%
- 1 payment of $1,091.20 at an interest rate of 6.250%
The actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
Terms and Conditions
Just a good feeling from the beginning. Professional and treats you like a family member. If you want something done fast and correctly, then Eric is your man.
Eric was fantastic when I called up near the end of a work day. He was super friendly and incredibly helpful. He put my mind at rest when I ranted my woes at him. An absolute credit to the bank! His only downfall is that he's an N*Sync fan. Thank you, Mr. Passini for all your help.
Eric is phenomenal to work with. Great communication, professional and made everything so easy. ⭐️⭐️⭐️⭐️⭐️
E-Roc is the man !!!!!!!! Top notch loan officer !!!!! Go to no one else!!!!
Eric was extremely professional and processed my loan with great efficiency. He was always available to answer any questions I had. I HIGHLY recommend him for your next loan needs.
Eric was extremely helpful, very informed and professional. He offered helpful insights to us as we were preparing to make offers on a few different homes and shared his experiences on different aspects of the home inspections. He was also quick to respond to our requests and friendly to worth with. I highly recommend him as a trustworthy source for your mortgage financing needs.
Just a good feeling from the beginning. Professional and treats you like a family member. If you want something done fast and correctly, then Eric is your man.
Eric was fantastic when I called up near the end of a work day. He was super friendly and incredibly helpful. He put my mind at rest when I ranted my woes at him. An absolute credit to the bank! His only downfall is that he's an N*Sync fan. Thank you, Mr. Passini for all your help.
Eric is phenomenal to work with. Great communication, professional and made everything so easy. ⭐️⭐️⭐️⭐️⭐️
E-Roc is the man !!!!!!!! Top notch loan officer !!!!! Go to no one else!!!!
Eric was extremely professional and processed my loan with great efficiency. He was always available to answer any questions I had. I HIGHLY recommend him for your next loan needs.
Eric was extremely helpful, very informed and professional. He offered helpful insights to us as we were preparing to make offers on a few different homes and shared his experiences on different aspects of the home inspections. He was also quick to respond to our requests and friendly to worth with. I highly recommend him as a trustworthy source for your mortgage financing needs.
I hold Eric Passini in high regard for his dedication to clients and his willingness to go the extra mile to get things done. Thanks.
I had an outstanding experience working with Eric . From the very beginning, Eric was incredibly professional, knowledgeable, and responsive. He took the time to explain all my options, answered every question I had, and made the experience comfortable every step of the way.
Made the process easy! Always able to contact him and he was able to answer any questions we had!
Eric is a true and knowledgeable professional. I received excellent and expeditious service, that is rare in this industry. I was treated with respect and dignity throughout the process. I highly recommend Eric and First American Bank.
Eric was amazing!! He walked us through the process with ease and made us feel like we were working with a good friend. His kindness and knowledge of the lending process took away all the overwhelming feelings that come with purchasing a home.
Eric was amazing throughout our 2 month long home buying process. He explained everything well, answered questions quickly and overall looked out for our best interests. We most appreciated Eric going to extra mile by watching interests rates and getting us to lock in while the rate was the lowest. We would recommend to anyone
Eric was amazing from day 1 till closing day. Always answered my calls and texts right away. If I could give more stars I would, top notch
Eric is the Man!! He helped me get all my paperwork in order and got me just what I needed for our new house and shop!! Thank you Sir!!
Amazing help!! Eric is very knowledgeable and explains everything extremely well!
Super friendly goes above and beyond to get you to the end game! Doesn’t skip a beat. Thank you.
Eric was friendly and professional while he was working with me. I really appreciated how kind he was. Thank you Eric.
Worked with Eric on a HELOC. He was excellent from start to finish. Very quick to respond to questions and always had the answers. I would definitely be delighted to work with Eric again in the future. Highly recommended
100% Satisfied -Thanks Eric! Glitch-free mortgage. Best rate available, no nonsense. Streamlined process Excellent customer service. Always available to assist. 5 Stars!
I highly recommend Eric Passini to anyone in need of a loan officer who genuinely cares about their clients’ financial well-being
Incredible! So helpful and knowledgeable. Made me feel so comfortable on this new journey!
Eric was great to work with. The process went smooth and stayed on the expected timeline that was given to us. Eric was always good to return our calls and emails in a timely matter too. No complaints. We’d highly recommend him!
ERIC PASSINI is the best of the best. He’s an excellent lender that’ll take care of his clients. Will work dust to dawn to help you succeed. Couldn’t ask for a better lender, even when all hope is lost he’ll figure out a solution and help you get through it. Did I mention he’s the best of the best. Quickest and easiest process, even when it’s your first time. Highly highly recommend to anyone and is very calm and collected in any situation. IF YOUR LOOKING FOR A LENDER GET THIS GENTLEMEN ASAP ( ERIC PASSINI ).
Eric was extremely helpful with our HELOC loan. We are beyond satisfied with his overall help. Very knowledgeable with a proactive approach. I would highly recommend him to anyone. Thank you Eric.
My husband and I have banked with First American Bank for 20 plus years. When we decided to move out of state we knew we wanted our new home loan to be with a bank we were familiar with and trusted. Insert Eric Passini…he has been more than AMAZING and has basically held our hands through the out of state home lending process. He has gone above and beyond to make sure all of our questions are answered and our needs are met as we secure our home loan. I would 150% recommend First American Bank and ERIC PASSINI to anyone for all their banking needs! Thanks again Eric! You always brighten our day!
Tried and true! Eric is wonderful to deal with. Easy goi g and very knowledgeable! Thanks Eric
Currently, we do not use First American Bank as our primary bank, so I don’t keep an eye on my accounts as closely as I should. Eric noticed we were overdrawn in our checking and reached out to be sure there wasn’t fraudulent activity going on. Thankfully, it was user error on my part for writing a large check out of the wrong account. I was able to correct it right away and he was able to the the fee reversed! With customer service like this, I should switch all off banking to First American! Thank you Eric!
Was very helpful and answered all my questions with me buying my 1st house
Working with Eric was a pleasure. The process was seemingly and I was able to close in less than 3 weeks. He answer all my questions very knowledgeable. Great service highly recommended.
Eric was very helpful in finding the right options for our needs. He was always there for our numerous questions and made us feel comfortable in the process. Thanks. Bob and Ruth Tomlinson
We could not have asked for a better loan officer. Eric Passini took the time to care about our needs and provided us with the best solution. He was always available for our questions. Thank you Eric Bob and Ruth Tomlinson
Eric was so helpful I don't think I could have doe this without his help. If I had a question Eric had the answer He helped me thru the doc u signs which I new nothing about. Always kept me up to date on where we were at. If I ever have to get a mortgage or refinance i will be calling Eric!
Eric was amazing. I was always calling and texting and he walked me through everything
We were looking for a loan and Eric was able to present us with multiple options that made choosing the right one easy. Eric was friendly, knowledgeable, punctual and overall a great help through the whole process.
Eric is professional and knowledgeable. He answered all of my questions and was very efficient. He made me feel at ease during the process.
Eric was a a tremendous help throughout the loan process. He and his team were always accessible and quick to respond to any questions I had. I would highly recommend Eric if you need a loan.
I spoke with Eric Passini and I must say that he is very knowledgeable and handsome. I would strongly recommend anyone that is looking to refinance their home or business with Eric. Going through a refinance could be a worrysome task, but Eric answered my questions and made me feel at ease. My family and I are very grateful and I have since recommended my friends and family to Mr. Eric Passini.
Eric came through! He helped us get a great HELOC on a home we just purchased out of state. He is very knowledgeable and was always looking out for what option was best for us. Any question I had along the way was answered in minutes. I would definitely recommend him to anyone looking to getting a loan.
Working with Eric was a pleasure. He is very knowledgeable and he was able to answer all my questions. I will only be working with him for all my future needs. I recommend him to all my friends and family. He is highly recommended. I was so pleased with him I treated him to a coffee and a muffin. Thanks Eric.
Eric was super easy to work with. He provided information on all of the loans that were available to me and walked me through them to chose which one best fit my needs. I highly recommend!
As a first time home buyer, our realtor recommended Eric and I am so glad he did! He made the process smooth and easy. He was always answering our questions and his communication is on point! He went the extra mile for us and made sure the process was as painless as possible. Would recommend to anyone looking for a loan officer!
Eric did a great job and had wonderful customer service. My file was processed quickly and I will refer him to others.
Eric was extremely knowledgeable and helpful to my husband and I in our home-buying process. We highly recommend him to anyone wanting to purchase a home.
Eric is very knowledgeable and driven! Give him a call TODAY for all of your Real Estate needs!
Eric Passini was awesome, super smooth process, great results, awesome communication
Mr. Passini was an amazing asset in my search and consult for a loan. I couldn't have asked for more and cannot recommend his services enough. I would be honored to work with him again, and will continue to refer him to my friends and family in their future financial endeavors.
Eric is very thorough and does a great job explaining the loan process to his clients. He is great at communication and is timely in his responses.
Eric is the best person to work with. He helped me through out the whole home purchase process. Friendly, dedicated,honest.the best.
Can't say enough good things about Eric. He is diligent and thorough. Took the time to explain everything and answer any questions that we had. Was able to get us the best rate and approved in no time. Would work with him again in the future!
Eric Passini is excellent to work with. He is knowledgeable, responsive, listens to customer needs and delivers upon them. So thankful for his continued and ongoing assistance.
Eric was a pleasure to work with and was very helpful throughout the process. I recommend Eric highly.
Very knowledgeable and professional. He always returned my phone calls and answered all of my questions. When he couldn't help me, he directed me towards someone that could. I wish I could give him more than 5 stars!
I am an attorney with nearly 30 years of real estate law and lending experience. Seldom do I come across a mortgage team as proactive and capable as Eric and Stephanie. They did an exceptional job on a purchase transaction we recently shared. I highly recommend them for all of your borrowing needs and look forward to working with them again.
Eric went did an excellent job looking at our individual situation and coming up with a plan that was not even on our radar at the time. In the end we are very pleased with the outcome and all of the help that he was in assisting us. We will be back in the future!
Highly recommend. Was communicative and helped us through the entire loan process. Always responded quickly to all our questions. Pleasure working with such a professional. Would recommend FAB for your loans.
Since our first transaction with Eric in 2021, we were impressed with his service. He has been responsive, detailed, and efficient in our mortgage and credit line transactions. As budding real estate investors, we need someone like that on our side. Eric is a pleasure to work with therefore, we highly recommend him for all of your loan needs.
Eric was great to work with adding a home equity line of credit. He was very responsive and kept me updated through out the entire process. Highly recommend working with him! Thank you Eric! I appreciate the smooth process!
Excellent experience working with Eric. His response time is great and he had our loan closed in a very short period of time. He is professional and made the process run smoothly. I highly recommend Eric for any loan needs you may have.
Eric is one of the best loan officers I have ever worked with. He made the process for our home loan seamless. There were no bumps in the road and we closed in less than 3 weeks. I would highly recommend Eric to anyone who is looking for a professional loan officer with high standards to get the job done right the first time!
Eric was very responsive and quickly put things together on my Heloc. It certainly was nice to have only one person up to the loan closing.
Eric went above and beyond in helping me with my refinance which was not an easy task. Definitely a great person to know and work with.
Eric did a wonderful job explaining everything with the mortgage process and he made it smooth and very easy to understand!
My experience with Eric was phenomenal. Purchasing a home can be very stressful and overwhelming, especially with all the documents and paperwork that need to be obtained. Eric was there every step of the way and was always very attentive. He offered insight and addressed any questions or concerns I had. His assistant, Stephanie was also great. Together, they made purchasing a home seem so easy and simple. I am very grateful and appreciative to have had them as my team!
Eric was great to work with. He explained things clearly and kept in contact throughout the entire process. Very professional and helpful.
Eric is an amazing lender to work with. He always goes above and beyond to make sure our clients get the best service. His communication skills are 100% and there is no obstacle that he can’t overcome. I would highly recommend him to any of my clients and I look forward to working with him again.
Eric provided personal attention and assistance, above and beyond expectations. He was patient and helpful with educating me on all options. He assisted me to be approved, and when I changed my mind, he helped me to find other options. Never pushy, and yet available when I needed timely & fast assistance. He returned calls when others would not, and treated me as if he were a friend of the family. I was thankful to have had him help me.
Eric is very professional, quickly answers any questions or concerns and he makes the process go smoothly. I highly recommend Eric to help with your banking needs.
Eric really came through for us in getting a loan for our dream house!! He was constantly communicating with us on documents needed ahead of time so there was no last minute stress!! And any question I had he promptly answered. He was so pleasant And reassuring through this whole process!!!!
Eric was so helpful throughout my entire mortgage loan process. He was always attentive to any of my questions and made me feel at ease me when purchasing my first home. Eric is very knowledgeable, personable, and professional. I highly recommend him to anyone looking for a loan!
Eric was so helpful throughout my entire mortgage loan process. He was always attentive to any of my questions and made me feel at ease me when purchasing my first home. Eric is very knowledgeable, personable, and professional. I highly recommend him to anyone looking for a loan!
Eric, is a consumate professional. His responsive, making ease to my business process in dealing with First American was second to none. He is a definite 5 star. Thanks, Eric!
Eric, is a consumate professional. His responsive, making ease to my business process in dealing with First American was second to none. He is a definite 5 star. Thanks, Eric!
Friendly, knowledgeable, and helpful! Great help with getting a loan for our new home.
Working with Eric was soooo easy, stress free, and such a pleasure. Would recommend him to anyone looking for a mortgage or refinance. He would be my first call when it comes time to do it again. Thanks
Eric was very helpful on my refinance loan. Always took my calls or texts and was very prompt. Answered all my questions and provided valuable adds to the process.
Eric helped us refinance our home and we both found him to be highly professional, pleasant to work with and very helpful with his insights. Our closing was performed in our home and overall the process was seamless from start to finish. We have no doubts that he will continue to add satisfied customers to his growing clientele.
Eric was the best. I have never had such a great experience. He was responsive, professional, and I felt he went the extra mile to get my home equity line of credit approved.
Kudos to Eric for being honest, upfront, and easy to work with. Great customer service. He answered all our questions and respond back to our emails in a timely manner. If you need help with your mortgage, he will definitely give you 5 star service. Highly recommended!
Eric was very helpful every step of the way through the refinancing process. I would highly recommend him.
We had the BEST experience refinancing our mortgage with Eric! He is absolutely wonderful to work with. He is extremely professional, personable and on top of his game! This was by far the easiest and smoothest transaction! We highly recommend Eric Passini! Thank you!
I recently refinanced my mortgage loan and as a first timer it really did seem like it was going to be a long, daunting and intimidating experience. Thankfully we were lucky to have worked with Eric. He is a great and easy person to communicate with; he always answered my many questions with a friendly tone and made sure I understood everything in the process. Communicating with him seem to flow easily even with my schedule of working nights and sleeping during the day; he made sure to reach out whenever we reached a new step in the process. It really was a breeze. He made the process so much easier and smoother than I could've imagined. Thank you again for your friendliness and professionalism, it was great working with you! I definitely plan to recommend you to any friends or family!
Mr. Eric Passini did a wonderful job from start to finish in regards to refinancing a mortgage loan I had. Eric is a wonderful person to work with, and after speaking with him...I found out he is a veteran like myself...so it was very easy to relate to one another. Eric went above and beyond the call of duty as well as Mrs. Pat Lara as it relates to the whole process of my refinancing of a mortgage I needed. There were a lot of moving part and pieces, but this dynamic duo (Eric & Pat) were amazing! They both kept me squared away throughout the entire process, and you knew exactly where you were at all times. Their goal was to me across the finish line to a closing and be successful, and that is exactly what Eric & Pat did! Both of these folks are amazing people, and they are awesome to work with. If you are in the market for a home loan, or you need to take advantage of some great low mortgage interest rates right now...I would highly recommend to call First American Bank and speak with Mr. Eric Passini! He will take great care of you as well as Pat too! Thank you Eric & Pat for an amazing job, and for all the hard work you folks did to ensure I had a successful refinancing closing! Job Well Done for both Eric & Pat! I wish we could give more than 5 Stars since you both are Superstars! A+ Job! Thank you! Respectfully, John
Great, seamless, banking experience! We have been banking with Firstambank for years and this is our first experience with Eric. He made himself accessible to provide answers to questions and to guide me through the process. Quick response time to my inquiries and down to earth answers that I could understand. No heavy sales pitches and hands on assistance with my technology challenges. I highly recommend Eric Passini when you are in need of a loan officer! Thank you!
Eric did a wonderful job from start to finish on our refinance loan. My wife and I would highly recommend Eric to others for a mortgage or refinance.
I worked with Eric to refinance my existing 5 year ARM mortgage. He was persistent and communicative, even after encountering a few roadblocks at first. With his and Pat Lara's persistence, we were able to get it done and at a lower rate than what I was paying.
Eric was very helpful during our recent refi. He was always available and responsive even on Saturdays! We were very pleased with his service!
Eric is super easy to work with. He stayed in touch every step of the way and made all of the document gathering easy. He is personable and cheerful, and we enjoyed working with him.
It is so hard to find someone in the banking/financial industry that you feel you can truly trust. Eric initially helped me with my small business issues and could not have been more helpful! I went to him multiple times with different issues and he was always friendly & professional. He made such a great impression that I am now re-financing my house with Eric. He is someone you can trust to do the best he can in pursuit of your best interests.
Eric Passini was competent and helpful in the process of walking me through the loan application process and moving the process along. I would highly recommend Eric.
Eric Passini helped me with my first loan, he was very helpful throughout the whole process by answering any of the questions I had along the way. I will most definitely be recommending him to anyone in need of a loan!
Eric and Pat did a great job with our refinancing, working through a couple rounds where we had evaluated multiple offers. Eric took the time to listen to our needs and came back with a competitive offer that we couldn't turn down, and accelerated the loan process for us to be able to close before the end of the year. He is very responsive and takes great accountability for the service he provides his customers. Highly recommend working with Eric and his team!
Eric is a great loan officer. He is prompt with follow ups and sees through that all your questions are answered.
The staff know my wife and me by name and we're always treated courteously and professionally. I see no need to bank anywhere else.Share Your Story
First American has been our bank going on almost 20 years. Never an issue- always friendly no matter which location. Great customer service!Share Your Story