Working Capital Loans

Cover expenses or stock up on inventory with a flexible credit line

In business, sometimes you need cash but have no time to apply for a new loan. A First American Bank Working Capital Line of Credit provides fast access to funds so you can take advantage of opportunities or cover a cash-flow shortage. Though you can access the credit line time and again, you only pay interest on the outstanding balance. A Working Capital Line of Credit can be used to:

• Cover expenses when funds are low and collections are still outstanding
• Finance seasonal inventory if your cash flow fluctuates widely from season to season
• Reduce costs through vendor discounts; your business can purchase supplies in larger quantities, taking advantage of lower costs and special deals
• Meet any other cash-flow needs you have