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Your rights to privacy are important to us

Notice of Your Financial Privacy Rights

6/16

FACTS
What Does First American Bank Do With Your Personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Transaction history and transaction or loss history
  • Account transactions and wire transfer instructions
  • Credit history.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First American Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does First American share?
Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes -
Information about your transactions and experiences
No We do not share
For our affiliates' everyday business purposes -
Information about your creditworthiness
No We do not share
For nonaffiliates to market to you No We do not share
How
What we do
How does First American
Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First American
Bank collect my personal
information?

We collect your personal information, for example, when you

  • Open an account or apply for a loan
  • Apply for financing
  • Enter into an investment advisory contract
  • Give us your contact information.

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all my sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Terms
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

First American Bank does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

First American Bank does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include other financial institutions.